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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,646 | $174,379-92.2% | $152,093-91.0% | $138,895-90.2% |
| Participation rate | 72.2% | 81.6%-9.4pp | 77.8%-5.5pp | 79.9%-7.7pp |
| Annual return | 17.13% | 74.86%-57.7pp | 66.36%-49.2pp | 145.39%-128.3pp |
| Employer contribution / active EE | $1,070 | $4,652-77.0% | $4,175-74.4% | $4,194-74.5% |
| Participant deferral / active EE | $1,657 | $6,159-73.1% | $5,451-69.6% | $6,396-74.1% |
| Admin fee / account holder | $1,030 | $16,880-93.9% | $14,497-92.9% | $12,562-91.8% |