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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,419 | $81,487-87.2% | $102,412-89.8% | $80,935-87.1% |
| Participation rate | 93.4% | 66.8%+26.6pp | 74.5%+18.9pp | 67.7%+25.8pp |
| Annual return | 16.02% | 25.60%-9.6pp | 24.94%-8.9pp | 35.66%-19.6pp |
| Employer contribution / active EE | $1,462 | $3,103-52.9% | $3,870-62.2% | $2,757-47.0% |
| Participant deferral / active EE | $3,361 | $3,871-13.2% | $5,060-33.6% | $4,299-21.8% |
| Admin fee / account holder | $1,311 | $6,717-80.5% | $8,388-84.4% | $6,924-81.1% |