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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,793 | $89,259-84.5% | $107,187-87.1% | $82,637-83.3% |
| Participation rate | 94.4% | 67.9%+26.5pp | 75.0%+19.4pp | 68.1%+26.3pp |
| Annual return | 21.30% | 21.02%+0.3pp | 204.55%-183.2pp | 53.51%-32.2pp |
| Employer contribution / active EE | $1,337 | $3,080-56.6% | $3,782-64.7% | $2,552-47.6% |
| Participant deferral / active EE | $3,595 | $4,037-11.0% | $5,096-29.5% | $4,126-12.9% |
| Admin fee / account holder | $1,823 | $7,381-75.3% | $9,162-80.1% | $7,339-75.2% |