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| Provider | Service type | Compensation |
|---|---|---|
WESPAC PLAN SERVICES, LLC2+ years Service code 13 · EIN 26-2824865 4 ORINDA WAY · ORINDA, CA 94563 | Contract Administrator | $10,564 |
Filed as: WESPAC ADVISORS, LLC Service code 26 · EIN 26-2824865 4 ORINDA WAY · ORINDA, CA 94563 | Advisory (Participants) | $7,667 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,139 | $106,247-22.7% | $147,096-44.2% | $77,714+5.7% |
| Participation rate | 58.8% | 78.4%-19.6pp | 82.2%-23.4pp | 70.6%-11.8pp |
| Annual return | 28.88% | 56.87%-28.0pp | 419.75%-390.9pp | 31.26%-2.4pp |
| Employer contribution / active EE | $5,037 | $4,069+23.8% | $4,936+2.0% | $2,727+84.7% |
| Participant deferral / active EE | $6,999 | $7,996-12.5% | $8,071-13.3% | $4,649+50.5% |
| Admin fee / account holder | $88 | $338-74.0% | $13,005-99.3% | $433-79.7% |