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| Provider | Service type | Compensation |
|---|---|---|
WESPAC PLAN SERVICES, LLC2+ years Service code 13 · EIN 26-2824865 4 ORINDA WAY · ORINDA, CA 94563 | Contract Administrator | $10,564 |
Filed as: WESPAC ADVISORS, LLC Service code 26 · EIN 26-2824865 4 ORINDA WAY · ORINDA, CA 94563 | Advisory (Participants) | $7,667 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,139 | $106,110-22.6% | $147,005-44.1% | $77,671+5.8% |
| Participation rate | 58.8% | 78.4%-19.6pp | 82.2%-23.4pp | 70.6%-11.8pp |
| Annual return | 28.88% | 56.77%-27.9pp | 418.76%-389.9pp | 31.21%-2.3pp |
| Employer contribution / active EE | $5,037 | $4,065+23.9% | $4,934+2.1% | $2,726+84.7% |
| Participant deferral / active EE | $6,999 | $7,992-12.4% | $8,070-13.3% | $4,648+50.6% |
| Admin fee / account holder | $88 | $338-73.9% | $13,006-99.3% | $430-79.5% |