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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,998 | $81,504-65.6% | $102,437-72.7% | $80,959-65.4% |
| Participation rate | 53.7% | 66.9%-13.2pp | 74.5%-20.8pp | 67.7%-14.0pp |
| Annual return | 15.65% | 25.60%-9.9pp | 24.95%-9.3pp | 35.67%-20.0pp |
| Employer contribution / active EE | $4,410 | $3,104+42.1% | $3,871+13.9% | $2,757+60.0% |
| Participant deferral / active EE | $3,266 | $3,871-15.6% | $5,060-35.5% | $4,300-24.1% |
| Admin fee / account holder | $1,808 | $6,719-73.1% | $8,388-78.4% | $6,925-73.9% |