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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,719 | $211,288-65.6% | $178,540-59.3% | $145,884-50.2% |
| Participation rate | 44.4% | 80.8%-36.4pp | 77.1%-32.7pp | 80.3%-35.9pp |
| Annual return | 309.50% | 30.27%+279.2pp | 27.15%+282.4pp | 551.85%-242.3pp |
| Employer contribution / active EE | $1,473 | $4,574-67.8% | $3,953-62.7% | $4,662-68.4% |
| Participant deferral / active EE | $8,737 | $6,967+25.4% | $6,281+39.1% | $6,690+30.6% |
| Admin fee / account holder | $0 | $12,105-100.0% | $10,424-100.0% | $13,392-100.0% |