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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,068 | $126,661+132.2% | $113,397+159.3% | $138,895+111.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 14.16% | 25.05%-10.9pp | 23.20%-9.0pp | 145.39%-131.2pp |
| Employer contribution / active EE | $4,350 | $3,456+25.9% | $2,977+46.1% | $4,194+3.7% |
| Participant deferral / active EE | $9,797 | $5,693+72.1% | $5,076+93.0% | $6,396+53.2% |
| Admin fee / account holder | $14,695 | $14,549+1.0% | $11,957+22.9% | $12,562+17.0% |