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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,725 | $159,978-83.3% | $147,041-81.8% | $145,978-81.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.20% | 98.36%-81.2pp | 419.21%-402.0pp | 550.52%-533.3pp |
| Employer contribution / active EE | $3,671 | $5,288-30.6% | $4,935-25.6% | $4,662-21.3% |
| Participant deferral / active EE | $4,196 | $8,429-50.2% | $8,071-48.0% | $6,690-37.3% |
| Admin fee / account holder | $1,694 | $15,053-88.7% | $13,006-87.0% | $13,400-87.4% |