Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,616 | $102,385-83.8% | $147,080-88.7% | $80,935-79.5% |
| Participation rate | 22.6% | 75.9%-53.3pp | 82.2%-59.6pp | 67.7%-45.1pp |
| Annual return | -6.84% | 135.09%-141.9pp | 420.17%-427.0pp | 35.66%-42.5pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,933-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $930 | $6,651-86.0% | $8,066-88.5% | $4,299-78.4% |
| Admin fee / account holder | $2,648 | $7,951-66.7% | $12,989-79.6% | $6,924-61.8% |