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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,868 | $156,398-48.9% | $147,318-45.8% | $138,895-42.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 44.90% | 78.75%-33.8pp | 70.43%-25.5pp | 145.39%-100.5pp |
| Employer contribution / active EE | $2,569 | $4,853-47.1% | $4,593-44.1% | $4,194-38.7% |
| Participant deferral / active EE | $21,625 | $8,237+162.5% | $7,906+173.5% | $6,396+238.1% |
| Admin fee / account holder | $611 | $14,976-95.9% | $13,708-95.5% | $12,562-95.1% |