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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,585 | $134,817-84.0% | $123,973-82.6% | $155,188-86.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 25.14% | 515.49%-490.3pp | 388.13%-363.0pp | 148.84%-123.7pp |
| Employer contribution / active EE | $3,286 | $4,425-25.7% | $4,126-20.3% | $4,248-22.6% |
| Participant deferral / active EE | $7,153 | $5,706+25.4% | $5,247+36.3% | $6,531+9.5% |
| Admin fee / account holder | $2,696 | $13,245-79.6% | $11,799-77.1% | $14,480-81.4% |