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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,295 | $110,379-28.2% | $102,412-22.6% | $145,884-45.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 422.35% | 24.84%+397.5pp | 24.94%+397.4pp | 551.85%-129.5pp |
| Employer contribution / active EE | $2,439 | $4,216-42.2% | $3,870-37.0% | $4,662-47.7% |
| Participant deferral / active EE | $4,772 | $5,622-15.1% | $5,060-5.7% | $6,690-28.7% |
| Admin fee / account holder | $2,681 | $9,745-72.5% | $8,388-68.0% | $13,392-80.0% |