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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,656 | $72,071-47.8% | $68,368-44.9% | $137,256-72.6% |
| Participation rate | 93.3% | 76.2%+17.1pp | 73.8%+19.6pp | 80.0%+13.4pp |
| Annual return | 24.71% | 353.14%-328.4pp | 292.57%-267.9pp | 220.34%-195.6pp |
| Employer contribution / active EE | $2,358 | $2,788-15.4% | $2,649-11.0% | $4,156-43.3% |
| Participant deferral / active EE | $4,410 | $4,4100% | $4,123+7.0% | $6,407-31.2% |
| Admin fee / account holder | $328 | $5,336-93.8% | $5,150-93.6% | $12,270-97.3% |