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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,055 | $110,379-23.8% | $102,412-17.9% | $145,884-42.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 29.11% | 24.84%+4.3pp | 24.94%+4.2pp | 551.85%-522.7pp |
| Employer contribution / active EE | $20,818 | $4,216+393.8% | $3,870+438.0% | $4,662+346.5% |
| Participant deferral / active EE | $3,991 | $5,622-29.0% | $5,060-21.1% | $6,690-40.3% |
| Admin fee / account holder | $2,239 | $9,745-77.0% | $8,388-73.3% | $13,392-83.3% |