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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,450 | $56,116-35.0% | $135,768-73.2% | $86,983-58.1% |
| Participation rate | 55.0% | 60.1%-5.1pp | 71.1%-16.1pp | 69.5%-14.5pp |
| Annual return | 22.81% | 125.33%-102.5pp | 526.10%-503.3pp | 25.83%-3.0pp |
| Employer contribution / active EE | $917 | $1,528-40.0% | $3,394-73.0% | $2,584-64.5% |
| Participant deferral / active EE | $4,145 | $2,690+54.1% | $3,977+4.2% | $4,194-1.2% |
| Admin fee / account holder | $1,235 | $4,314-71.4% | $7,048-82.5% | $7,856-84.3% |