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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,459 | $102,429-63.4% | $147,096-74.5% | $80,925-53.7% |
| Participation rate | 79.3% | 75.9%+3.4pp | 82.2%-2.9pp | 67.7%+11.7pp |
| Annual return | 10.63% | 135.02%-124.4pp | 419.75%-409.1pp | 35.65%-25.0pp |
| Employer contribution / active EE | $6,564 | $3,716+76.7% | $4,936+33.0% | $2,756+138.1% |
| Participant deferral / active EE | $5,356 | $6,649-19.4% | $8,071-33.6% | $4,299+24.6% |
| Admin fee / account holder | $1,235 | $7,957-84.5% | $13,005-90.5% | $6,940-82.2% |