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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $37,906 |
USI CONSULTING GROUP2 years Filed as: USI SECURITIES, INC. Service code 22 · EIN 06-1493970 | Insurance Broker | $13,034 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,164 | $45,109-50.9% | $85,240-74.0% | $77,762-71.5% |
| Participation rate | 37.8% | 48.7%-10.9pp | 67.5%-29.8pp | 70.6%-32.8pp |
| Annual return | 16.87% | 79.55%-62.7pp | 66.75%-49.9pp | 31.27%-14.4pp |
| Employer contribution / active EE | $743 | $1,602-53.6% | $2,735-72.8% | $2,728-72.8% |
| Participant deferral / active EE | $1,323 | $2,814-53.0% | $4,527-70.8% | $4,651-71.5% |
| Admin fee / account holder | $141 | $915-84.5% | $6,165-97.7% | $433-67.3% |