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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,235 | $84,953+164.0% | $163,379+37.2% | $82,637+171.3% |
| Participation rate | 90.0% | 65.9%+24.1pp | 76.8%+13.2pp | 68.1%+21.9pp |
| Annual return | 16.58% | 23.07%-6.5pp | 63.41%-46.8pp | 53.51%-36.9pp |
| Employer contribution / active EE | $5,641 | $2,183+158.4% | $3,752+50.3% | $2,552+121.0% |
| Participant deferral / active EE | $14,779 | $4,326+241.6% | $6,282+135.3% | $4,126+258.2% |
| Admin fee / account holder | $11,354 | $7,921+43.3% | $9,818+15.6% | $7,339+54.7% |