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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,235 | $91,086+146.2% | $203,872+10.0% | $86,983+157.8% |
| Participation rate | 90.0% | 65.8%+24.2pp | 77.8%+12.2pp | 69.5%+20.5pp |
| Annual return | 16.58% | 22.30%-5.7pp | 85.11%-68.5pp | 25.83%-9.3pp |
| Employer contribution / active EE | $5,641 | $2,063+173.4% | $3,757+50.1% | $2,584+118.3% |
| Participant deferral / active EE | $14,779 | $4,019+267.8% | $6,388+131.4% | $4,194+252.4% |
| Admin fee / account holder | $11,354 | $8,987+26.3% | $11,730-3.2% | $7,856+44.5% |