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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,817 | $100,194-69.2% | $122,979-74.9% | $86,983-64.6% |
| Participation rate | 98.0% | 73.0%+25.0pp | 77.2%+20.8pp | 69.5%+28.5pp |
| Annual return | 25.99% | 16.47%+9.5pp | 20.12%+5.9pp | 25.83%+0.2pp |
| Employer contribution / active EE | $2,996 | $2,326+28.8% | $3,062-2.2% | $2,584+15.9% |
| Participant deferral / active EE | $4,943 | $4,133+19.6% | $5,003-1.2% | $4,194+17.9% |
| Admin fee / account holder | $8,426 | $10,148-17.0% | $12,864-34.5% | $7,856+7.3% |