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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,817 | $95,404-67.7% | $113,397-72.8% | $82,637-62.7% |
| Participation rate | 98.0% | 72.8%+25.2pp | 76.5%+21.5pp | 68.1%+29.9pp |
| Annual return | 25.99% | 19.08%+6.9pp | 23.20%+2.8pp | 53.51%-27.5pp |
| Employer contribution / active EE | $2,996 | $2,307+29.9% | $2,977+0.6% | $2,552+17.4% |
| Participant deferral / active EE | $4,943 | $4,220+17.1% | $5,076-2.6% | $4,126+19.8% |
| Admin fee / account holder | $8,426 | $9,168-8.1% | $11,957-29.5% | $7,339+14.8% |