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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,599 | $29,736+2.9% | $56,033-45.4% | $80,935-62.2% |
| Participation rate | 17.2% | 41.7%-24.5pp | 52.5%-35.3pp | 67.7%-50.4pp |
| Annual return | 11.55% | 35.28%-23.7pp | 1711.38%-1699.8pp | 35.66%-24.1pp |
| Employer contribution / active EE | $221 | $671-67.2% | $1,041-78.8% | $2,757-92.0% |
| Participant deferral / active EE | $869 | $1,228-29.3% | $1,954-55.5% | $4,299-79.8% |
| Admin fee / account holder | $747 | $2,434-69.3% | $2,827-73.6% | $6,924-89.2% |