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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,819 | $77,814+19.3% | $158,223-41.3% | $86,983+6.7% |
| Participation rate | 61.8% | 68.4%-6.7pp | 79.2%-17.4pp | 69.5%-7.8pp |
| Annual return | 15.89% | 30.54%-14.7pp | 52.09%-36.2pp | 25.83%-9.9pp |
| Employer contribution / active EE | $2,606 | $2,592+0.6% | $4,109-36.6% | $2,584+0.8% |
| Participant deferral / active EE | $3,890 | $3,270+19.0% | $5,467-28.8% | $4,194-7.2% |
| Admin fee / account holder | $12,070 | $5,879+105.3% | $16,047-24.8% | $7,856+53.6% |