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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,819 | $75,541+22.9% | $152,093-39.0% | $82,637+12.3% |
| Participation rate | 61.8% | 66.5%-4.8pp | 77.8%-16.0pp | 68.1%-6.3pp |
| Annual return | 15.89% | 32.56%-16.7pp | 66.36%-50.5pp | 53.51%-37.6pp |
| Employer contribution / active EE | $2,606 | $2,622-0.6% | $4,175-37.6% | $2,552+2.1% |
| Participant deferral / active EE | $3,890 | $3,206+21.4% | $5,451-28.6% | $4,126-5.7% |
| Admin fee / account holder | $12,070 | $6,405+88.5% | $14,497-16.7% | $7,339+64.5% |