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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,100 | $145,431+155.9% | $211,142+76.2% | $87,485+325.3% |
| Participation rate | 92.6% | 84.7%+7.8pp | 87.3%+5.3pp | 68.9%+23.7pp |
| Annual return | 15.03% | 27.21%-12.2pp | 46.84%-31.8pp | 26.06%-11.0pp |
| Employer contribution / active EE | $5,547 | $4,662+19.0% | $6,442-13.9% | $2,596+113.7% |
| Participant deferral / active EE | $18,530 | $6,859+170.2% | $9,284+99.6% | $4,274+333.6% |
| Admin fee / account holder | $1,747 | $17,052-89.8% | $19,076-90.8% | $7,775-77.5% |