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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,100 | $142,972+160.3% | $214,702+73.3% | $86,983+327.8% |
| Participation rate | 92.6% | 84.9%+7.7pp | 87.5%+5.1pp | 69.5%+23.1pp |
| Annual return | 15.03% | 18.49%-3.5pp | 54.55%-39.5pp | 25.83%-10.8pp |
| Employer contribution / active EE | $5,547 | $4,635+19.7% | $6,461-14.1% | $2,584+114.6% |
| Participant deferral / active EE | $18,530 | $6,568+182.1% | $9,147+102.6% | $4,194+341.8% |
| Admin fee / account holder | $1,747 | $17,617-90.1% | $19,830-91.2% | $7,856-77.8% |