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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,785 | $183,539-83.2% | $155,556-80.2% | $145,897-78.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 17.36% | 61.31%-43.9pp | 64.84%-47.5pp | 552.29%-534.9pp |
| Employer contribution / active EE | $3,458 | $5,315-34.9% | $4,675-26.0% | $4,663-25.8% |
| Participant deferral / active EE | $10,353 | $6,467+60.1% | $5,631+83.9% | $6,689+54.8% |
| Admin fee / account holder | $4,800 | $19,275-75.1% | $15,885-69.8% | $13,390-64.2% |