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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,285 | $102,609+83.5% | $98,090+92.0% | $138,895+35.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 13.54% | 36.44%-22.9pp | 37.05%-23.5pp | 145.39%-131.9pp |
| Employer contribution / active EE | $690 | $3,867-82.2% | $3,606-80.9% | $4,194-83.5% |
| Participant deferral / active EE | $2,300 | $8,167-71.8% | $7,845-70.7% | $6,396-64.0% |
| Admin fee / account holder | $15,253 | $11,434+33.4% | $11,815+29.1% | $12,562+21.4% |