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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$5,503 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,290 | $79,089+74.9% | $100,392+37.8% | $74,459+85.7% |
| Participation rate | 63.3% | 79.4%-16.1pp | 81.5%-18.2pp | 67.2%-3.9pp |
| Annual return | 14.85% | 20.61%-5.8pp | 49.45%-34.6pp | 1369.70%-1354.9pp |
| Employer contribution / active EE | $0 | $3,015-100.0% | $3,941-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $9,295 | $7,747+20.0% | $8,090+14.9% | $4,350+113.7% |
| Admin fee / account holder | -$34 | $1,336-102.5% | $7,904-100.4% | $1,945-101.7% |