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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,023 | $87,106-47.2% | $105,607-56.4% | $80,935-43.1% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 12.94% | 17.01%-4.1pp | 116.11%-103.2pp | 35.66%-22.7pp |
| Employer contribution / active EE | $2,325 | $2,396-3.0% | $3,167-26.6% | $2,757-15.7% |
| Participant deferral / active EE | $5,550 | $3,986+39.2% | $5,011+10.8% | $4,299+29.1% |
| Admin fee / account holder | $848 | $8,447-90.0% | $10,958-92.3% | $6,924-87.7% |