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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,342 | $143,969-14.3% | $199,883-38.3% | $82,637+49.3% |
| Participation rate | 86.5% | 84.1%+2.3pp | 86.8%-0.3pp | 68.1%+18.4pp |
| Annual return | 19.36% | 25.67%-6.3pp | 43.81%-24.4pp | 53.51%-34.1pp |
| Employer contribution / active EE | $4,019 | $4,632-13.3% | $6,261-35.8% | $2,552+57.5% |
| Participant deferral / active EE | $10,955 | $6,937+57.9% | $9,138+19.9% | $4,126+165.5% |
| Admin fee / account holder | $347 | $14,597-97.6% | $17,268-98.0% | $7,339-95.3% |