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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,795 | $160,040+92.9% | $147,096+109.9% | $145,877+111.7% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 12.79% | 98.49%-85.7pp | 419.75%-407.0pp | 551.28%-538.5pp |
| Employer contribution / active EE | $6,054 | $5,289+14.5% | $4,936+22.7% | $4,663+29.8% |
| Participant deferral / active EE | $12,464 | $8,429+47.9% | $8,071+54.4% | $6,691+86.3% |
| Admin fee / account holder | $920 | $15,050-93.9% | $13,005-92.9% | $13,402-93.1% |