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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,864 | $99,875+81.1% | $146,866+23.1% | $86,983+107.9% |
| Participation rate | 93.0% | 75.8%+17.2pp | 82.5%+10.5pp | 69.5%+23.4pp |
| Annual return | 16.61% | 28.10%-11.5pp | 102.85%-86.2pp | 25.83%-9.2pp |
| Employer contribution / active EE | $5,606 | $3,224+73.9% | $4,425+26.7% | $2,584+116.9% |
| Participant deferral / active EE | $9,973 | $6,322+57.7% | $7,759+28.5% | $4,194+137.8% |
| Admin fee / account holder | $2,643 | $7,838-66.3% | $13,620-80.6% | $7,856-66.4% |