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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,928 | $114,119-37.0% | $107,187-32.9% | $138,895-48.2% |
| Participation rate | 83.3% | 78.1%+5.3pp | 75.0%+8.3pp | 79.9%+3.4pp |
| Annual return | 12.78% | 273.21%-260.4pp | 204.55%-191.8pp | 145.39%-132.6pp |
| Employer contribution / active EE | $7,243 | $4,059+78.4% | $3,782+91.5% | $4,194+72.7% |
| Participant deferral / active EE | $5,738 | $5,538+3.6% | $5,096+12.6% | $6,396-10.3% |
| Admin fee / account holder | $2,228 | $10,024-77.8% | $9,162-75.7% | $12,562-82.3% |