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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,896 | $110,379-47.5% | $102,412-43.5% | $145,884-60.3% |
| Participation rate | 90.9% | 77.9%+13.0pp | 74.5%+16.4pp | 80.3%+10.6pp |
| Annual return | 8.18% | 24.84%-16.7pp | 24.94%-16.8pp | 551.85%-543.7pp |
| Employer contribution / active EE | $8,195 | $4,216+94.4% | $3,870+111.8% | $4,662+75.8% |
| Participant deferral / active EE | $5,341 | $5,622-5.0% | $5,060+5.5% | $6,690-20.2% |
| Admin fee / account holder | $6,542 | $9,745-32.9% | $8,388-22.0% | $13,392-51.1% |