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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,526 | $58,848+35.1% | $88,179-9.8% | $82,637-3.8% |
| Participation rate | 96.0% | 57.9%+38.1pp | 69.1%+26.9pp | 68.1%+27.9pp |
| Annual return | 16.48% | 22.76%-6.3pp | 64.97%-48.5pp | 53.51%-37.0pp |
| Employer contribution / active EE | $6,968 | $1,678+315.1% | $2,549+173.3% | $2,552+173.0% |
| Participant deferral / active EE | $4,354 | $3,124+39.4% | $4,614-5.6% | $4,126+5.5% |
| Admin fee / account holder | $1,186 | $4,795-75.3% | $7,673-84.5% | $7,339-83.8% |