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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,975 | $160,028-33.8% | $147,080-27.9% | $145,884-27.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 42.84% | 98.60%-55.8pp | 420.17%-377.3pp | 551.85%-509.0pp |
| Employer contribution / active EE | $10,095 | $5,286+91.0% | $4,933+104.6% | $4,662+116.5% |
| Participant deferral / active EE | $6,056 | $8,422-28.1% | $8,066-24.9% | $6,690-9.5% |
| Admin fee / account holder | $25,042 | $15,030+66.6% | $12,989+92.8% | $13,392+87.0% |