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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,506,200 | $87,166+1628.0% | $76,735+1862.9% | $137,256+997.4% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.5%+30.5pp | 80.0%+20.0pp |
| Annual return | 9.43% | 26.50%-17.1pp | 29.77%-20.3pp | 220.34%-210.9pp |
| Employer contribution / active EE | $416 | $2,904-85.7% | $2,454-83.0% | $4,156-90.0% |
| Participant deferral / active EE | $22,550 | $4,726+377.1% | $4,088+451.6% | $6,407+252.0% |
| Admin fee / account holder | $9,920 | $8,403+18.1% | $7,189+38.0% | $12,270-19.2% |