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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,577 | $114,119-16.2% | $107,187-10.8% | $138,895-31.2% |
| Participation rate | 73.3% | 78.1%-4.7pp | 75.0%-1.7pp | 79.9%-6.6pp |
| Annual return | 10.28% | 273.21%-262.9pp | 204.55%-194.3pp | 145.39%-135.1pp |
| Employer contribution / active EE | $2,886 | $4,059-28.9% | $3,782-23.7% | $4,194-31.2% |
| Participant deferral / active EE | $5,995 | $5,538+8.3% | $5,096+17.6% | $6,396-6.3% |
| Admin fee / account holder | $4,329 | $10,024-56.8% | $9,162-52.8% | $12,562-65.5% |