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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,239 | $111,535+283.1% | $105,223+306.0% | $137,256+211.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 14.24% | 237.85%-223.6pp | 180.65%-166.4pp | 220.34%-206.1pp |
| Employer contribution / active EE | $19,824 | $3,939+403.2% | $3,689+437.5% | $4,156+377.0% |
| Participant deferral / active EE | $19,399 | $5,500+252.7% | $5,072+282.5% | $6,407+202.8% |
| Admin fee / account holder | $7,758 | $9,721-20.2% | $8,859-12.4% | $12,270-36.8% |