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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,682 | $99,875+153.0% | $146,866+72.0% | $86,983+190.5% |
| Participation rate | 96.3% | 75.8%+20.5pp | 82.5%+13.8pp | 69.5%+26.8pp |
| Annual return | 17.38% | 28.10%-10.7pp | 102.85%-85.5pp | 25.83%-8.4pp |
| Employer contribution / active EE | $10,309 | $3,224+219.7% | $4,425+133.0% | $2,584+298.9% |
| Participant deferral / active EE | $15,164 | $6,322+139.9% | $7,759+95.4% | $4,194+261.6% |
| Admin fee / account holder | $8,349 | $7,838+6.5% | $13,620-38.7% | $7,856+6.3% |