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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,682 | $106,524+137.2% | $152,301+65.9% | $87,485+188.8% |
| Participation rate | 96.3% | 75.8%+20.5pp | 82.4%+13.8pp | 68.9%+27.4pp |
| Annual return | 17.38% | 26.89%-9.5pp | 80.50%-63.1pp | 26.06%-8.7pp |
| Employer contribution / active EE | $10,309 | $3,371+205.8% | $4,624+122.9% | $2,596+297.1% |
| Participant deferral / active EE | $15,164 | $6,525+132.4% | $8,004+89.5% | $4,274+254.8% |
| Admin fee / account holder | $8,349 | $8,287+0.7% | $14,398-42.0% | $7,775+7.4% |