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| Provider | Service type | Compensation |
|---|---|---|
ATFINANCIAL3+ years Service code 13 · EIN 92-6009524 | Contract Administrator | $5,574 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,804 | $48,576+488.4% | $169,452+68.7% | $56,289+407.7% |
| Participation rate | 0.0% | 65.8%-65.8pp | 77.8%-77.8pp | 69.9%-69.9pp |
| Annual return | -6.71% | -2.51%-4.2pp | 1.83%-8.5pp | -9.96%+3.3pp |
| Employer contribution / active EE | $0 | $1,559-100.0% | $4,157-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $2,577 | $3,275-21.3% | $5,277-51.2% | $3,350-23.1% |
| Admin fee / account holder | $784 | $435+80.2% | $9,110-91.4% | $521+50.5% |