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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,663 | $93,345-12.5% | $119,126-31.4% | $87,485-6.7% |
| Participation rate | 82.6% | 68.7%+13.9pp | 75.8%+6.8pp | 68.9%+13.7pp |
| Annual return | 12.58% | 19.08%-6.5pp | 282.11%-269.5pp | 26.06%-13.5pp |
| Employer contribution / active EE | $298 | $3,172-90.6% | $4,034-92.6% | $2,596-88.5% |
| Participant deferral / active EE | $5,953 | $4,099+45.2% | $5,318+11.9% | $4,274+39.3% |
| Admin fee / account holder | $12,109 | $8,039+50.6% | $10,693+13.2% | $7,775+55.7% |