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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,485 | $86,949-8.6% | $102,460-22.4% | $80,959-1.8% |
| Participation rate | 92.5% | 72.4%+20.1pp | 76.5%+16.0pp | 67.7%+24.8pp |
| Annual return | 10.94% | 18.89%-8.0pp | 29.47%-18.5pp | 35.67%-24.7pp |
| Employer contribution / active EE | $630 | $2,370-73.4% | $3,025-79.2% | $2,757-77.1% |
| Participant deferral / active EE | $3,179 | $4,121-22.9% | $5,056-37.1% | $4,300-26.1% |
| Admin fee / account holder | $1,547 | $8,048-80.8% | $9,460-83.6% | $6,925-77.7% |