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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,565 | $183,539-48.5% | $155,556-39.2% | $145,897-35.2% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 10.15% | 61.31%-51.2pp | 64.84%-54.7pp | 552.29%-542.1pp |
| Employer contribution / active EE | $8,654 | $5,315+62.8% | $4,675+85.1% | $4,663+85.6% |
| Participant deferral / active EE | $4,340 | $6,467-32.9% | $5,631-22.9% | $6,689-35.1% |
| Admin fee / account holder | $1,851 | $19,275-90.4% | $15,885-88.3% | $13,390-86.2% |