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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,254 | $106,524+23.2% | $152,301-13.8% | $87,485+50.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 16.80% | 26.89%-10.1pp | 80.50%-63.7pp | 26.06%-9.3pp |
| Employer contribution / active EE | $2,633 | $3,371-21.9% | $4,624-43.1% | $2,596+1.4% |
| Participant deferral / active EE | $10,096 | $6,525+54.7% | $8,004+26.1% | $4,274+136.2% |
| Admin fee / account holder | $8,012 | $8,287-3.3% | $14,398-44.4% | $7,775+3.0% |