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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,679 | $155,555-28.2% | $146,866-24.0% | $155,188-28.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 19.64% | 115.41%-95.8pp | 102.85%-83.2pp | 148.84%-129.2pp |
| Employer contribution / active EE | $2,530 | $4,647-45.5% | $4,425-42.8% | $4,248-40.4% |
| Participant deferral / active EE | $11,181 | $8,044+39.0% | $7,759+44.1% | $6,531+71.2% |
| Admin fee / account holder | $671 | $14,755-95.5% | $13,620-95.1% | $14,480-95.4% |