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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,394 | $88,815-88.3% | $81,882-87.3% | $145,897-92.9% |
| Participation rate | 85.7% | 75.1%+10.6pp | 72.4%+13.3pp | 80.3%+5.4pp |
| Annual return | 13.53% | 1033.75%-1020.2pp | 779.47%-765.9pp | 552.29%-538.8pp |
| Employer contribution / active EE | $1,003 | $3,086-67.5% | $2,916-65.6% | $4,663-78.5% |
| Participant deferral / active EE | $1,411 | $4,647-69.6% | $4,323-67.4% | $6,689-78.9% |
| Admin fee / account holder | $470 | $8,434-94.4% | $7,360-93.6% | $13,390-96.5% |