Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,905 | $55,457-78.5% | $76,119-84.4% | $77,736-84.7% |
| Participation rate | 20.9% | 63.6%-42.7pp | 69.1%-48.2pp | 70.6%-49.7pp |
| Annual return | 10.64% | 17.09%-6.5pp | 361.25%-350.6pp | 31.26%-20.6pp |
| Employer contribution / active EE | $630 | $1,792-64.8% | $2,693-76.6% | $2,728-76.9% |
| Participant deferral / active EE | $958 | $3,454-72.3% | $4,259-77.5% | $4,651-79.4% |
| Admin fee / account holder | $2,491 | $411+506.5% | $6,421-61.2% | $433+474.9% |