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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,904 | $184,014+136.3% | $161,149+169.9% | $138,895+213.1% |
| Participation rate | 83.3% | 82.1%+1.3pp | 78.8%+4.5pp | 79.9%+3.4pp |
| Annual return | 14.42% | 21.52%-7.1pp | 21.16%-6.7pp | 145.39%-131.0pp |
| Employer contribution / active EE | $3,056 | $5,055-39.6% | $4,360-29.9% | $4,194-27.1% |
| Participant deferral / active EE | $7,818 | $6,909+13.2% | $6,153+27.1% | $6,396+22.2% |
| Admin fee / account holder | $33,666 | $18,027+86.8% | $15,194+121.6% | $12,562+168.0% |