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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,904 | $213,785+103.4% | $185,441+134.5% | $155,188+180.2% |
| Participation rate | 83.3% | 83.2%+0.1pp | 80.3%+3.1pp | 80.8%+2.5pp |
| Annual return | 14.42% | 19.97%-5.6pp | 20.16%-5.7pp | 148.84%-134.4pp |
| Employer contribution / active EE | $3,056 | $5,393-43.3% | $4,672-34.6% | $4,248-28.1% |
| Participant deferral / active EE | $7,818 | $6,864+13.9% | $6,152+27.1% | $6,531+19.7% |
| Admin fee / account holder | $33,666 | $21,134+59.3% | $17,890+88.2% | $14,480+132.5% |