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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,799 | $139,948-61.6% | $121,663-55.8% | $154,746-65.2% |
| Participation rate | 83.3% | 78.0%+5.3pp | 74.5%+8.8pp | 80.7%+2.6pp |
| Annual return | 3.32% | 230.52%-227.2pp | 147.54%-144.2pp | 172.34%-169.0pp |
| Employer contribution / active EE | $2,597 | $3,521-26.2% | $3,020-14.0% | $4,379-40.7% |
| Participant deferral / active EE | $3,802 | $5,629-32.4% | $4,887-22.2% | $6,730-43.5% |
| Admin fee / account holder | $627 | $17,321-96.4% | $14,289-95.6% | $14,365-95.6% |