Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,303 | $57,119+33.6% | $85,187-10.4% | $80,935-5.7% |
| Participation rate | 51.0% | 56.4%-5.4pp | 67.5%-16.5pp | 67.7%-16.7pp |
| Annual return | 9.24% | 21.70%-12.5pp | 66.67%-57.4pp | 35.66%-26.4pp |
| Employer contribution / active EE | $0 | $1,802-100.0% | $2,732-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,746 | $3,115+52.4% | $4,525+4.9% | $4,299+10.4% |
| Admin fee / account holder | $689 | $4,990-86.2% | $6,162-88.8% | $6,924-90.1% |