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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,410 | $182,442+26.8% | $163,379+41.6% | $138,895+66.6% |
| Participation rate | 71.4% | 79.8%-8.4pp | 76.8%-5.4pp | 79.9%-8.5pp |
| Annual return | 15.03% | 72.74%-57.7pp | 63.41%-48.4pp | 145.39%-130.4pp |
| Employer contribution / active EE | $488 | $4,159-88.3% | $3,752-87.0% | $4,194-88.4% |
| Participant deferral / active EE | $7,143 | $6,817+4.8% | $6,282+13.7% | $6,396+11.7% |
| Admin fee / account holder | $921 | $10,396-91.1% | $9,818-90.6% | $12,562-92.7% |