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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,394 | $199,109-18.4% | $173,730-6.5% | $154,746+4.9% |
| Participation rate | 77.8% | 82.8%-5.0pp | 79.6%-1.8pp | 80.7%-2.9pp |
| Annual return | 19.75% | 20.02%-0.3pp | 19.96%-0.2pp | 172.34%-152.6pp |
| Employer contribution / active EE | $2,535 | $5,311-52.3% | $4,577-44.6% | $4,379-42.1% |
| Participant deferral / active EE | $7,282 | $7,113+2.4% | $6,326+15.1% | $6,730+8.2% |
| Admin fee / account holder | $1,162 | $20,916-94.4% | $17,523-93.4% | $14,365-91.9% |