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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,197 | $100,139-73.8% | $85,187-69.2% | $145,884-82.0% |
| Participation rate | 69.2% | 74.1%-4.9pp | 67.5%+1.7pp | 80.3%-11.1pp |
| Annual return | 12.19% | 84.15%-72.0pp | 66.67%-54.5pp | 551.85%-539.7pp |
| Employer contribution / active EE | $1,314 | $3,238-59.4% | $2,732-51.9% | $4,662-71.8% |
| Participant deferral / active EE | $4,201 | $5,296-20.7% | $4,525-7.2% | $6,690-37.2% |
| Admin fee / account holder | $4,609 | $7,262-36.5% | $6,162-25.2% | $13,392-65.6% |