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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,358 | $183,516+116.0% | $155,534+154.8% | $145,884+171.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 20.08% | 61.43%-41.3pp | 64.92%-44.8pp | 551.85%-531.8pp |
| Employer contribution / active EE | $2,952 | $5,315-44.5% | $4,675-36.8% | $4,662-36.7% |
| Participant deferral / active EE | $7,912 | $6,467+22.3% | $5,630+40.5% | $6,690+18.3% |
| Admin fee / account holder | $3,199 | $19,293-83.4% | $15,900-79.9% | $13,392-76.1% |